What constitues a "bad" elder or overseer? In my opinion, the critera includes the following items;
1. Abusing the friends and taking unfair advantage of "unrighteous riches" such as borrowing and receiving "free" services because of spiritual appointment, like: free auto-repair, rent-free storage & apartments, borrowing tools, machinery, equipment & electronics, asking for gifts of money, etc.
2. Another criteria is criticizing and judging the personal sacrifice and hardwork involved in acquiring such services, while taking advantage of them. For example, giving hard-hitting talks about working overtime while borrowing things from people that work overtime. Or, criticizing the number of possessions in people's homes, while accepting the hospitality of people with finer things.
3. The "split-personality" syndrome is another criteria. When in need, these overseers will in fact establish contact with "inactive" ones, "less-active" or "moderately-active" ones just to make "use" of their unrighteous riches, and of course for "spiritual purposes".
Then, after contact is established, and the service is borrowed and transferred, they return to "keeping a safe spiritual distance" from such ones in the congregation and in public.
You have seen it before, the overseer who knows from the body of elder's comments that you are mostly inactive or only partially active (the submarine that surfaces at the memorial), but the overseer heard you have "nice things", a "nice home", "money", audio-visual or computer equipment they would like to use for a demonstration or an assembly part. Perhaps they want to borrow your truck to pick things up, or move things, or borrow your "nice new car". Then, you are a complete stranger at the meeting.
AND ABOVE ALL ELSE, PLEASE DO NOT FORGET THE MOST IMPORTANT RULE GOVERNING THESE SITUATIONS, YOU ARE TO KEEP THE TRANSACTION/BUSINESS QUIET!!! NEVER TELL THE FRIENDS THE OVERSEER IS USING YOUR RESOURCES!
I have edited the names for the protection of SIMON and to avoid litigation or legal consequences, respecting the wishes and sound advice from other members. Thank you all for bringing this to my attention as well.